I'm so excited about this: You can opt out of those pesky credit card offers.

I get anywhere from 2 to 6 pre-approved offers per week (most of which are inexplicably from citibank, even though I already have their dividend card), so I've been wondering about this for awhile—and I can't believe I didn't bother to look it up earlier, because lifehacker's known about it for awhile.

torn credit card application
Rob's torn (and accepted) application

Aside from wanting to save trees perhaps more than the next guy, I've always been paranoid about throwing these offers away, no matter how much I tear them—especially after all the publicity that Rob Cockerham's fun torn-up credit card application experiment got. Remember? He got a credit card to a changed address on an application that's about as torn as mine ever get before they make it to the trash. Spine-chilling.